PSI Oklahoma Real Estate Practice Test

A property owner is required to have a shake roof. This requirement is most likely to come from?

1. A neighborhood association.

2. A zoning ordinance.

3. A deed restriction.

4. A state law.

The correct answer is: A deed restriction.

The correct choice indicates that a requirement for a specific type of roofing, such as a shake roof, typically arises from a deed restriction. Deed restrictions are legally binding clauses placed in the property deed that dictate how the property can be used or what it can feature, including specific architectural styles or materials that must be adhered to. They are often established to maintain a certain aesthetic or character within a community, and can include requirements like the type of roofing materials used on homes. In contrast, while a neighborhood association might impose rules regarding property aesthetics, a deed restriction is a more formal and legally enforceable stipulation found within the property's deed rather than merely established by an association. A zoning ordinance primarily regulates land use and density rather than specific design elements like roofing materials. State laws may govern building codes or safety standards but do not typically dictate the style of roofing on individual properties.